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July 20, 2010
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Negligence
The absence of ordinary care.

Insured
The person(s) entitled to coverage in case of an accident or loss.

Flood Damage Title
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.

Loss Due To Fire Title
The vehicle sustained major damage due to fire. In most states, fire damage titles are issued when the cost of repairing the vehicle for safe operation exceeds its fair market value.

Deductible
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.

Private Passenger Automobile
Four-wheeled motor vehicles of the private passenger, station wagon, or van type. Private passenger automobiles are designed for use on public highways and subject to motor vehicle registration.

Producer
A term applied to an agent, solicitor or other person who sells insurance.

Comparative Negligence
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.

Claim
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.

Policy
Written contract of insurance.


Contact our West Virginia Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
Many Car Accidents Are Caused By Simple Distractions
Many car accidents are caused by people talking to other passengers while driving, eating while driving, as well as, drivers playing with the radio while driving - 25% of those car accidents are caused by those talking on a mobile phone while at the wheel of the car.

 


  Newsroom  
 


There's The Cost Of The Vehicle
Driving is a privilege, but it comes with a price tag. There's the cost of the vehicle itself, maintenance, repairs, fuel and auto insurance. Many ...
Read more >


Investigation Was Unable To Uncover
Five weeks ago, I promised the People of Detroit and the citizens of Michigan, my office would conduct a thorough investigation into the allegation...
Read more >


67 Named In Largest Automobile Accident Fraud Ring Ever Charged In New York
Superintendent Gregory V. Serio, along with Alan Vinegard, United States Attorney for the Eastern District of New York, Barry W. Mawn, Assistant Di...
Read more >


More news >

 
 

Terms

 


Today's Terms

Witness

Definition:
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.

Limited Tort

Definition:
Offers savings on your premiums. You are still able to recover all out-of-pocket medical and other expenses, however you are not able to recover non-monetary damages or receive payments for pain and suffering unless injuries are defined as serious.

Vehicle ID No. (VIN)

Definition:
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

West Virginia Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an West Virginia Car Accident Lawyers as soon as possible:

  • Barboursville
  • Beckley
  • Bluefield
  • Bridgeport
  • Buckhannon
  • Charles Town
  • Charleston
  • Clarksburg
  • Elkins
  • Elkview
  • Fairmont
  • Grafton
  • Harpers Ferry
  • Huntington
  • Hurricane
  • Keyser
  • Logan
  • Martinsburg
  • Morgantown
  • Moundsville
  • Oak Hill
  • Parkersburg
  • Princeton
  • Saint Albans
  • Vienna
  • Weirton
  • Wellsburg
  • Wheeling
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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